How do I decide which option is best of my business? With internet applications becoming entirely mainstream, how we purchase for our businesses has evolved and many aspects of our day-to-day operations now revolve around monthly or yearly subscriptions. Everything from software to equipment to product now comes with the option to pay in real-time, […]
About Shyam Ganesh
Posts by Shyam Ganesh:
- Cash Flow & Debt Management
- Estate
- Insurance
- Investment
- Planning
- Retirement
- Risk Management
- Small Business Tips
- Tax
Are you struggling with Credit Card or Line of Credit Debt? Obviously, debt is never planned. When running a business, however, even small amounts of debt can create a deep level of stress, especially if there is no contingency plan in place to pay it off. If you have business debt, your number one goal […]
How do you combat income variance and still pay your bills? Planning for business expenses is perplexing but it does not have to be overwhelming. Depending on your industry, forecasting your revenue can be easy as pie, but how can you overcome the challenge of managing your expenses when your revenue stream is more volatile? […]
How can you adapt to a virtual environment? One year ago, if you had said that most of your work engagements would be completed over Zoom while working from home – quasi permanently – you would have been laughed out of town! ‘The office’ has long been a place for employees to come together and […]
Welcome to 2021, everyone! As we begin the new year, many of us are seeking new beginnings. For some of you, that might mean selling your business. If you are in a position to sell your business, congratulations! The question when selling your business is how can you make it alluring to potential purchasers. To […]
What are High Interest Savings Accounts, GICs, and High-Interest ETFs? Many business owners pay GST or business taxes quarterly or annually. But what can you do with this cash that is sitting on the sidelines? Before I answer that, let’s make sure that you ARE setting aside money to pay your tax bill. If you […]
How to withdraw income on a regular schedule? Many business owners ask me how they can pay themselves so that there is consistency and certainty. Too often, a business owner will make withdrawals from company accounts whenever they have a specific personal requirement. The amount fluctuates depending on the amount owing on a credit card […]
Check out this great article from The Globe and Mail, featuring our senior financial planner, Shyam Ganesh! For Shyam Ganesh, a financial planner with Grow Your Wealth Financial Planning, whose client base is comprised of 80 per cent millennials, do-it-yourself trading has only increased the perceived value of professional advice. “I really love new innovations […]
Today I want to share with you a tool that has helped me in managing my day-to-day financial expenses. If at the end of each month, you find yourself wondering where your money went, or if you are wondering how your credit card bill got to be so big, or if you aren’t satisfied […]
It’s that dreaded time-of-year again – I am not talking about winter, but tax season. Did you know there is a difference between tax planning and tax preparation? A tax preparer helps you file your taxes, whereas a Certified Financial Planner® can help you plan and execute a strategy in advance of tax time, helping […]