Are you struggling with Credit Card or Line of Credit Debt? Obviously, debt is never planned. When running a business, however, even small amounts of debt can create a deep level of stress, especially if there is no contingency plan in place to pay it off. If you have business debt, your number one goal […]
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Shyam Ganesh Cash Flow & Debt Management, Small Business Tips
How do you combat income variance and still pay your bills? Planning for business expenses is perplexing but it does not have to be overwhelming. Depending on your industry, forecasting your revenue can be easy as pie, but how can you overcome the challenge of managing your expenses when your revenue stream is more volatile? […]
Shyam Ganesh Small Business Tips Small Business
How can you adapt to a virtual environment? One year ago, if you had said that most of your work engagements would be completed over Zoom while working from home – quasi permanently – you would have been laughed out of town! ‘The office’ has long been a place for employees to come together and […]
Shyam Ganesh Planning, Small Business Tips Business Owner, Business Plan, Grow Your Wealth
Welcome to 2021, everyone! As we begin the new year, many of us are seeking new beginnings. For some of you, that might mean selling your business. If you are in a position to sell your business, congratulations! The question when selling your business is how can you make it alluring to potential purchasers. To […]
Shyam Ganesh Cash Flow & Debt Management, Investment, Planning, Small Business Tips Business Owner, Business Plan, Grow Your Wealth
What are High Interest Savings Accounts, GICs, and High-Interest ETFs? Many business owners pay GST or business taxes quarterly or annually. But what can you do with this cash that is sitting on the sidelines? Before I answer that, let’s make sure that you ARE setting aside money to pay your tax bill. If you […]
Shyam Ganesh Cash Flow & Debt Management, Insurance, Risk Management, Small Business Tips Business Owner, Business Plan, Grow Your Wealth
How to withdraw income on a regular schedule? Many business owners ask me how they can pay themselves so that there is consistency and certainty. Too often, a business owner will make withdrawals from company accounts whenever they have a specific personal requirement. The amount fluctuates depending on the amount owing on a credit card […]